Fixed annuities.
A set interest rate for a set number of years, with tax-deferred growth.
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How it works
Your interest rate is locked for the term you choose.
Your balance doesn't move up and down with the market.
You don't pay taxes on growth until you take money out.
Withdrawing more than allowed during the surrender period can mean surrender charges, withdrawals before age 59½ may face a 10% IRS penalty, and guarantees depend on the strength of the insurance company.
Who it's for
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Fixed annuity questions
How long is my rate locked in?
For the term you choose. When it ends, you can usually renew, move the money or take it out.
Can I take money out early?
Most allow some free withdrawals each year. Taking more than that can mean surrender charges.
Who backs the guarantee?
The insurance company that issues it, so its financial strength matters. We'll show you the carrier's ratings.
Compare current fixed rates.
Rates change often. We'll compare options from the carriers we work with.